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OTP delivery & verification API

OTP Verification. Smarter, Faster, More Affordable.

Reduce authentication costs with intelligent routing, multi-channel delivery, and automatic fallback. One API for SMS, WhatsApp, Viber, and RCS.

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whatsapp · delivered 1.6s

Trusted by global companies

Price intelligence engine

Lower your OTP delivery costs with automatic routing

SecondFactor selects the lowest-cost eligible route for each request and handles fallback as your app reaches users across different markets.

Integration

Two API calls. Every channel.

Let SecondFactor generate, send and verify your codes while your application handles the signup or login experience.

1

Send an OTP

Post the user's phone number to /Verifications to send a code through an eligible channel and receive a verification SID.

2

Verify the code

Post the verification SID and the code your user entered to /VerificationCheck to receive the verification result.

2
API calls to go live
4
Channels, one integration
8s
Fallback window
0
Codes stored in your app
Channels

Connect your OTP channels through one API

Enable the channels you need and let SecondFactor manage delivery without separate integrations in your application.

Number check · PASSEDRoute selection · LOWEST COSTTemplate · APPROVED
YOUR APP routecheapest fallback8s verifymanaged setupone time ONE API SMSWHATSAPPVIBERRCS

Channel availability depends on the destination, recipient capabilities and completed sender approvals.

PIE Playground

Test OTP delivery before you integrate

Use your free credits in the PIE Playground to send a real OTP, inspect the selected route and verify the code you receive. About the playground

Open the playground →
Route inspector
  1. Attempt 1WhatsApp — no confirmation
  2. +8.0sFallback triggered automatically
  3. Attempt 2SMS — delivered 2.1s · $0.0071
  4. Verify200 OK · code matched

Add OTPs to your app

Build phone verification into signup or add a second authentication step with an API that handles code generation, delivery and verification.

Start building →

Reduce your delivery costs

Explore lower-cost channels for your destination markets and manage routing, fallback and spending through one platform.

View pricing
Clients

Testimonials

See what teams building with SecondFactor say.

“Across ASEAN, every market has its own SMS rules and carriers. SecondFactor put routing, delivery and monitoring in one place — we don’t manage any of it separately anymore.”
Asish Kumar SharmaCo-founder, Rara Global Ventures · Singapore
“Our banks and merchants won’t tolerate a failed OTP at checkout. SecondFactor has been the verification layer behind our fintech integrations through every rollout.”
Manish ModiCo-founder, Lambda Payments · United States
“Reaching our clients’ end users internationally is the hard part — carriers, delivery rates, compliance. SecondFactor handles that, and delivery stays solid.”
Manoj ThapaCEO, Janaki Technology · Nepal
“I didn’t want to burn a week wiring up OTP for a side project. Plugged in SecondFactor, tested it and shipped the same day.”
Anjal BamFounder, Eventra
FAQ

Frequently asked questions

Something not covered? Write to support@secondfactor.ai.

How does SecondFactor choose a delivery channel?+

The Price Intelligence Engine checks the destination and eligible channels, then attempts delivery through the lowest-cost option. If delivery isn't confirmed within eight seconds, it tries the next eligible channel.

Do I need to connect every channel?+

You can start with the channels you need and add others later. SecondFactor routes requests through channels enabled for your account and available to the recipient.

Do I need a WhatsApp Business Account to send WhatsApp OTPs?+

Yes. You need to connect a WhatsApp Business Account and complete the applicable setup and authentication template approvals before sending WhatsApp OTPs.

Do I need to generate and store OTPs in my application?+

No. SecondFactor handles code generation and verification. Call the Verifications endpoint to send a code and VerificationCheck to check the code your user entered.

Can I test SecondFactor before going live?+

New accounts receive free credits to test real OTP delivery in the PIE Playground, inspect the selected route and verify the code received.

Can I see whether an OTP was delivered?+

Your dashboard includes OTP logs showing the destination, delivery channel, status and cost of each request.

Get started

Send your first OTP with SecondFactor

Start testing with free credits, or talk to our team about pricing for your destination markets and expected volume.